Getting the most out of your grocery money! I am sure you get a myriad of coupons in the mail. Take a few minutes to go through them, keep the ones that have discounts on the items you usually buy, check the expiration date. You do not want to be disappointed when you get to the register and have the coupons  rejected.

Do you like watermelon? If you do, you can save money by buying a watermelon at a good price, then as soon as you get home, cut the watermelon in pieces, or make little balls, scrape the rest of it off and put it in the blender add a pack of Cristal light pink lemonade  blend it,  freeze it, make Popsicles with it, they are delicious. They make a nice summer snack.

Another idea you may want to consider, providing you need a printer, shop around for the best deal. Some retailers match the price if you bring a note from a competitor.

A very common idea to get your money back is recycling empty plastic bottles and aluminum cans, make sure they are not contaminated, so you can get your money back.

Last but not least, get a membership card from Costco, or Sam’s club  to buy gasoline, to avoid paying the credit card company one dollar every time you use the card at the gas station.

Think of some other ways to save money, be creative and enjoy your savings.

You can save money every day, make it a good habit. Just think how many people you have on your payroll, look at it this way: if you buy a cup of coffee or latte every day you spend three to four dollars every day. Plan to buy a cup of coffee or latte every other day, your savings equal $45.00 per month, this translates into $540.00 in one year. If you totally eliminate the daily coffee purchase you save $1080.00 Dlls.
If you are frugal, this can be very beneficial, another frugal idea is to bring your homemade lunch to work instead of buying lunch. If you spend $5.00 to $10.00 Dlls per Diem five days a week your savings are $100.00 to $200.00 Dlls a month or $1200.00 to $2400.00 a year.
When you go grocery shopping, take a food list with you and stick to it as much as possible, avoiding impulsive buying of items you do not need.

More savings can be attained if you call your auto  insurance company, find out about the discounts they can offer you for being a safe driver, good student discount, family discount.

Additional savings can be created by eating in instead of eating out. If you go out two times a week, cut down to once a week, you can average a savings of $160.00 a month $1,920.00 a year.

These simple modifications on your spending habits so far have save you close to$6,000.00 USA Dlls.

Kevin Trudeau, wrote some books he is promoting on TV, one of them is entitled Debt Cures. A couple of years ago I acquired one of his books. I read it carefully and applied some of the things that he suggested. Some of the things did not apply to my situation at the time. Some did, some other things included the time factor such as the PMI in a mortgage. He had some interesting and real advice that when used, I was able to save money.He suggests in the book to talk to the credit card companies to reduce your interest rate. I called the credit card companies at different times. Some of the credit card companies were responsive to my requests, others were not at the time, however I kept trying and talking to different managers they were able to find different plans to help me get rid of debt.

Kevin has now new and improved books with new information that applies to today’s market. I am planning to get his latest books. Just the other day he was advertising 3 of them for $19.00 USA dollars. The financial picture in the USA has drastically changed, it is much different than 2 years ago. I am going to have to take a close look at his suggestions in the new literature.